How does it work? •The industry practice for payment of a service generally lies between 30 – 90 days. But what if a business owner has a new idea or wants to purchase a piece of machinery available at an attractive price or is in need of working capital urgently for any other issue. •In such case the business owner can use the invoice he has as an asset to gain money that too without any collateral! •All he has to do is upload the Invoice, by deciding a suitable discount rate, depending on his monetary requirements, to Lend Partnerz product platform and after a rigorous checking and validation of the Invoice by Lend Partnerz in a period of 72 hours, it will be made available to Investors who are looking to invest their money •The Investors will bid and contribute certain percentage of the money required. •The business owner now has availed the cash needed for his operations •As soon as the business owner receives his due payment from the Vendor, he will pay back the investors the money he owed them. •The Investors get their money back with extra profits in the ratio that they contributed the money •This becomes a win – win situation for both the parties, as the Business Owner gets the required capital and the Investors earn a huge profit in a short amount of time without any risk of a default payment.

1. What actually invoice finance is? As an entrepreneur, you know that working capital (cash) is the lifeblood of your business. Small businesses must absorb direct costs, labour and other expenses weeks or months before getting paid. Landing a large customer or getting a huge order is good for business, but it can put extra pressure on your cash flow if your customer demands long payment terms. Wouldn’t it be nice to receive payment earlier than 6 weeks or 3 months? Invoice finance is the right solution. Lend Partnerz finances your invoices thanks to community of investors and you receive 100% of the invoice value, minus a small fee. On the due date, you have to repay to investors principle amount with interest.